You must carefully read and agree to all the terms in these Terms of Service prior to your use of our Services. "You" in these Terms of Service refers to "user", "player", as well as every visitor to our Website/Mobile App.

All products and services, including but not limited to the ATIKSHMAN TECHNOLOGY PRIVATE LIMITED and mobile app and the games and services provided through them, (referred to collectively as "Services" hereinafter) provided to you and offered by Games India Private Limited and/or its affiliates, subsidiaries, associates and partners (hereinafter referred to as "We/we" or "Us/us", "Rummy" or "Our/our") through the ATIKSHMAN TECHNOLOGY PRIVATE LIMITED and/or mobile app (hereinafter referred to as "Website/Mobile App") are subject to these Terms of Service (hereinafter referred to as "Terms" or "Terms of Service").

You may note that if any single term laid down in ATIKSHMAN TECHNOLOGY PRIVATE LIMITED's Terms of Service is found to be unlawful or unenforceable, or is determined to

be invalid or voidable or void for any grounds by either a judicial or quasi-judicial body in India, it will not by any means affect the enforceability and validity of any other terms in our Terms of Service.

If you do not wish to adhere to our Terms of Service or any of our future changes or modifications to our Terms, you may choose to cease the use of our Services and any and all features of our Website/Mobile App along with any services that we offer.

Agreement

Please make sure to read our Terms carefully and understand them properly. All the clauses in ATIKSHMAN TECHNOLOGY PRIVATE LIMITED's Terms of Service are delineated in this Agreement and/or included in the medium of reference that can be accessed by clicking on the related links provided below. You should make sure that you have read and clearly understood our Agreement before becoming a user of ATIKSHMAN TECHNOLOGY PRIVATE LIMITED, and you must agree to follow our Terms of Service, Privacy Policy, Fair Play Policy, Responsible Gaming Policy, Game cancellation and Settlement Policy, Game Rules and all the policies laid down on the ATIKSHMAN TECHNOLOGY PRIVATE LIMITED Website/Mobile App and undertake to follow them. You are by all means bound by our Agreement in any instance when you choose to use our Services or games of rummy or software. We reserve the right to modify or amend our Terms at any time without prior notice to you. When we make changes to our Terms, we will update the changes on our Website/Mobile App. Please do make sure to review our Terms of Service frequently to stay updated on changes to our Terms. We may choose to notify you of some of the changes by sending you an email at your email address registered with us. However, our notifying you, at our own discretion, via email shall not absolve you from your responsibility to update yourself on any and all changes to our Terms of Service by reviewing our updated Terms of Service on our Website/Mobile App. We may revise, amend, or change any of our policies and game rules in our Terms of Service. If you do not agree to any changes and the new rules, you may choose to cease using our Services and send us a request to lock your game account. If you continue using our Services after any amendments or changes to our Terms of Service, your continued use of the Services shall constitute your agreement to our new Terms and it will be assumed that you have read our updated/modified Terms of Service, and you have agreed to the changes made to the Terms of Service, and you undertake to abide by the updated Terms of Service. We may also add to our Terms of Service supplementary terms of service for the use of our existing Services and/or any services that may be added to the Services. In such a case, your continued use of the Services shall constitute your agreement to the supplementary terms of service as well as the Terms in their entirety, and your use of the Services shall be governed by the updated Terms of Service, including the supplementary terms of service.

Description of Our Rummy Games Services

We provide our users/players with an excellent opportunity to enjoy our multiplayer rummy games 24x7. Using our seamless software and IT services, you can play online rummy, a game of skill, with other online rummy players on our rummy app.

Our Services are only intended to allow you to play rummy for the sole purpose of entertainment. As online rummy is 100% legal in India, We are not responsible for any acts of betting and gambling that may take place outside our Website.

The states of Andhra Pradesh, Assam, Kerala, Meghalaya, Odisha, Sikkim, Nagaland, Tamil Nadu, and Telangana do not permit the deposit or withdrawal of cash to play cash rummy games, so we do not offer the service of cash games to players in these states.

We have the right to control the aaccess to our services at all times,in all States in India. These terms of use shall be suitably modified to reflect changes in law/regulation/rule in any of the states in India.

Eligibility to Play Our Games

We do not allow people under the age of 18 years to play our games. If you allow or assist anyone who is below 18 years of age to access our Website/Mobile App or Services on your computer or internet-enabled gadgets, internet connection and/or accessibility (either borrowed or owned or leased), you will solely be responsible for your act and accept complete liability for any outcome thereof, including any adverse consequences. Neither ATIKSHMAN TECHNOLOGY PRIVATE LIMITED, nor any other third party content provider, nor their related agents shall be responsible or liable for any direct or indirect, incidental or consequential injuries or damages that may arise as a result of the use of or inability to use our Website/Mobile App by the user, regardless of instances when such party or agent has been warned of or advised against the possibility of similar injuries or damages.

We reserve the right to demand proof of your age at any moment to check and verify that no minor is using our Services or playing our games. We also have the right to ban any person from playing our games if the person provides false proof of age or is under suspicion of being under-age.

Geography, Jurisdiction, Payments and Players' Funds

Before you add cash to your Rummy account or play cash rummy games on our Website, you must acknowledge the legality of playing cash rummy games in the jurisdiction from where you are playing the cash games. You are prohibited to play cash games on app if you are not legally competent to perform transactions in Indian Rupees through banking channels in India and/or if you are not accessing our rummy game from a jurisdiction where playing cash online rummy games is legally permitted. Any violation of this policy will be considered a breach of our Terms, and as a result, your Rummy account will be locked immediately and you will not be entitled to receive any prizes or refunds from any such cash games you might have participated in on our Website. You also acknowledge that the state laws of Andhra Pradesh, Assam, Kerala, Meghalaya, Odisha, Sikkim, Nagaland, Tamil Nadu, and Telangana, also called the Restricted Territories, do not permit their residents to play cash rummy games. You shall abide by these state laws and will not use ATIKSHMAN TECHNOLOGY PRIVATE LIMITED's Services to deposit cash, withdraw cash, or participate in cash games on ATIKSHMAN TECHNOLOGY PRIVATE LIMITED while residing in these states.

You are prohibited to play cash games on Rummy if you are not legally competent to perform transactions in Indian rupees through banking channels in India and/or if you are accessing Rummy from a jurisdiction where playing cash online rummy games is not legally permitted. Any violation of this policy will be considered a breach of our Terms, and as a result, your Rummy account shall be locked immediately and you shall not be entitled to receive any prizes or refunds from any cash games in which you might have participated on our Website/Mobile App. You also acknowledge that the state laws of Andhra Pradesh, Assam, Kerala, Meghalaya, Odisha, Sikkim, Nagaland, Tamil Nadu, and Telangana, also called Restricted Territories, do not permit the residents of the said states to play cash rummy games. You undertake to abide by these states' laws and you shall not use ATIKSHMAN TECHNOLOGY PRIVATE LIMITED's Services to deposit cash, withdraw cash, or participate in cash games/tournaments on Rummy while residing in these states.

Accessing the ATIKSHMAN TECHNOLOGY PRIVATE LIMITED/Mobile App from a Restricted Territory or from outside India by using IP or GPS masking software programs such as Fake GPS, GPS Spoofer, etc. is a breach of ATIKSHMAN TECHNOLOGY PRIVATE LIMITED's Terms of Service. Such breach of our Terms of Service shall result in you getting permanently blocked and the deletion of your Rummy account with forfeiture of all the balance in your Rummy account. Furthermore, using our Services, creating an account on ATIKSHMAN TECHNOLOGY PRIVATE LIMITED or playing our games from a Restricted Territory in/or from outside India by using IP or GPS masking software programs such as Fake GPS, GPS Spoofer, etc. is also a violation of applicable laws, and you shall be solely liable to any penalties and/or penal action under the applicable laws.

All transactions on our Website/Mobile App shall be in Indian rupees. Once you register with ATIKSHMAN TECHNOLOGY PRIVATE LIMITED, we maintain a user account for you to keep a record of all your transactions with us. Payments connected with participation in cash games have to be made through your Rummy user account. All cash prizes won by you will be credited by us to your Rummy user account.

When making a payment, please ensure that the instrument used to make the payment is your own and is used to add cash to your user account only. Subject to the "Add Cash" limits (limits on users'/players' adding cash to their Rummy accounts) specified by us from time to time, you are free to deposit as much money into your Rummy account as you want for the purpose of participating in cash games on the Website/Mobile App. We want you to play responsibly on our Website/Mobile App. Your ability to add cash to your user account shall be subject to the Daily and Monthly "Add Cash" limits set by default, which we can reset with undertakings, indemnity, waiver and verification conditions as we deem appropriate in our sole discretion.

Payments made via Credit card, Debit card, Prepaid Cash card, UPI and internet banking are processed by third party payment gateways. Similarly, payments made via other payment modes also require an authorization by the intermediary that processes the payments. We are not responsible for any delays or denials/rejections at such third parties'/intermediaries' end, and the processing of payments shall be subject to such third parties'/intermediaries' terms, policies and procedures solely, and we shall not in any way be responsible for that. If you face any issues while adding cash to your account, you can reach out to us using the "Contact us" feature available in the "Help" section. You agree that in the event of your credit being delayed or eventually declined for reasons beyond our control, we may not be held responsible or liable in any manner whatsoever. Once a payment/transaction is authorized, the money is credited to your user account and is available to you to play cash games on our Website/Mobile App.

We have the right to cancel a transaction at any point in time solely at our discretion, in which case if the payment is successfully made, the transaction will be reversed and the money will be credited back to your payment instrument. Players' funds are held in trust by us in specified bank accounts. ATIKSHMAN TECHNOLOGY PRIVATE LIMITED keeps all its players' funds unencumbered and your funds will be remitted to you in due course subject to the Terms and Conditions applicable to the withdrawal of funds. Funds held in your user account are held separately from our corporate funds. Even in the extremely unlikely event of an insolvency proceeding, your claim on the deposits will be given preference over all other claims to the extent permissible by law.